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31 Jan 2018

LIC Housing Finance Eligibility Calculator 2018 - Calculate & Compare EMI Online

Updated on 01.02.2018 LIC Housing Finance EMI Calculator Feb 2018 - On the premise of ✓ Interest Rate ✓ Loan Amount ✓ Repayment ✓ Processing Charges calculate your Home Loan EMI with tool provided on www.sbimoney.in.






LIC Housing Finance offers Home Loan up to ₹ 1 crore at very competative interest rate 8.50*% (for Women) and 8.55% (for others) as per interest rate effect from 01.01.2017 with no prepayment penalties, tax benefit & more.

 IMPORTANT INFORMATION Rates, Fees & Charges
Loan Amount up to Rs 10 crore
Interest Rate 8.50% to 8.70%
Processing Fee Zero Processing Fees
Partial Pre-Payment Charges NIL
Pre-closure Charges NIL
Repayment Charges NIL
Repayment Tenure up to 30 years
Guarantor Requirement NO
Number of Branches NA
LICHFL Helpline Number
Tax Benefits Yes




Where the loan is under Floating Rate of Interest, the Rate of Interest are at present reviewed every three months ( January, April, July, October ) based on the prevailing market conditions as judged by the Company and LHPLR. The revised Floating Rate of Interest could increase, decrease or remain the same.

However, the Rate of interest will be reviewed every 6 months (January, July) for old Customers as per thier loan agreements.

IMPACT OF LICHFL INTEREST RATE CUT ON HOME LOAN EMI


IMPACT OF SBI INTEREST RATE CUT ON HOME LOAN FROM 9.50% TO 8.50% EMI

WOMAN BORROWERS

OTHERS

Existing

After cut interest rate

Existing

After cut interest rate
Home Loan Amount (Rs). 3500000 3500000 3500000 3500000
Interest Rate 9.50% 8.50% 9.55% 8.55%
Loan Tenure/Term 30 Years 30 Years 30 Years 30 Years
EMI (Rs.) 29,430 26,912 29,558 27,036
Saving in EMI per month (Rs.) 2,518 2,522
Total Interest Amount for 30 Years (in Rs.) 70,94,763 61,88,310 71,40,759 62,32,994
Saving in Interest for 30 Years (Rs.) 9,06,453 9,07,765

INTEREST RATE CUT, EMI SLASHED & LOAN TENURES W.E.F. 01.01.17

EFFECT OF RATE CUT ON EMIs OF A 25 YEARS OF HOME LOAN @ LICHFL
LOAN AMOUNT EXISTING EMI @ 9.50% NEW EMI @ 8.50% SAVINGS IN EMI
₹20,00,000 ₹16,817 ₹15,378 ₹1439
₹30,00,000 ₹25,226 ₹23,067 ₹2159
₹40,00,000 ₹33,634 ₹30,757 ₹2877
₹50,00,000 ₹42,043 ₹38,446 ₹3597
₹60,00,000 ₹50,451 ₹46,135 ₹4316
₹70,00,000 ₹58,860 ₹53,824 ₹5036
₹80,00,000 ₹67,268 ₹61,513 ₹5755
₹90,00,000 ₹75,677 ₹69,202 ₹6475
₹1,00,00,000 ₹84,085 ₹76,891 ₹7194
The applicant must be in permanent service or engaged in a profession or business to be eligible for a loan. You should have a stable job and a regular income .

Our loan schemes are for those going in for a residential house. We may be able to advance you a loan under our scheme if you want to -
  1. Construct/purchase a new House/Flat
  2. Buy an existing house or flat not more than 35 years old.
  3. Extend an existing House.
  4. Renovation/repairs to an existing House/Flat.

LIC HOME LOAN EMI CALCULATOR FEBRUARY 2018


USER SEARCH QUERIES ON LIC HOUSING LOAN - FEBRUARY 2018


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